Your Guide to Emergency Care
Evidence-based information to help you make informed decisions about emergency medical care. Written by ER professionals, reviewed by medical experts.
Should I Go to the ER?
Answer a few quick questions to get a personalized recommendation. This tool is for guidance only — always call 911 if you are unsure.
Is the person unconscious, not breathing, or having a seizure?
Includes unresponsiveness, no pulse, or active convulsions.
Essential Patient Guides
Comprehensive resources for patients and families — medically reviewed and free
What Does an ER Visit Cost?
ER costs vary widely by facility, location, and complexity. These are national average ranges to help you understand what to expect. Always ask for an itemized bill and inquire about financial assistance.
No Surprises Act Protection: Since January 2022, you cannot be billed at out-of-network rates for emergency care at an in-network hospital — even if your treating physician is out-of-network. Your cost-sharing is capped at your in-network amounts.
| Service | Self-Pay / Uninsured | With Insurance |
|---|---|---|
| ER Visit — Level 1 (Minor) | $150–$400 | $50–$150 |
| ER Visit — Level 3 (Moderate) | $800–$1,800 | $200–$600 |
| ER Visit — Level 5 (Critical) | $3,000–$8,000+ | $500–$2,000 |
| CT Scan (head/abdomen) | $1,200–$3,500 | $100–$500 |
| Chest X-Ray | $200–$600 | $30–$100 |
| Basic Lab Panel (BMP/CBC) | $300–$800 | $50–$200 |
| Troponin (cardiac enzyme) | $200–$500 | $40–$150 |
| IV Medication Administration | $150–$400 | $30–$100 |
| Urgent Care Visit | $100–$250 | $20–$75 |
Always Request an Itemized Bill
You have the right to an itemized bill. Review every charge — billing errors are common and can add hundreds or thousands to your bill.
Ask About Charity Care
Most nonprofit hospitals are required to offer financial assistance. Patients earning up to 400% of the federal poverty level may qualify for free or reduced-cost care.
Negotiate Before You Pay
Hospitals routinely reduce bills for patients who ask. Uninsured patients can often negotiate 20–60% reductions. Never pay the full "chargemaster" rate.
Browse by Topic
Explore comprehensive guides organized by medical specialty and emergency type
12 guides
- Heart Attack Warning Signs
- Stroke Recognition (FAST)
- Chest Pain Guide
- High Blood Pressure Crisis
15 guides
- Fever in Children
- When Kids Need the ER
- Choking & CPR
- Common Childhood Emergencies
18 guides
- Basic First Aid
- Bleeding Control
- Burns & Scalds
- Poisoning & Overdose
20 guides
- Severe Allergic Reactions
- Broken Bones
- Head Injuries
- Abdominal Pain
8 guides
- Mental Health Crisis
- Suicidal Ideation
- Panic Attacks
- Substance Emergencies
10 guides
- Asthma Attacks
- Difficulty Breathing
- Pneumonia Signs
- COVID-19 Emergencies
14 guides
- Fractures & Sprains
- Head Injuries
- Spinal Injuries
- Eye Injuries
11 guides
- High Fever Guide
- Sepsis Warning Signs
- Meningitis Symptoms
- Severe Infections
In-Depth Guides
Comprehensive resources for understanding emergency conditions
Complete Guide to Heart Attack Symptoms
Recognize the warning signs that could save your life. Learn the difference between typical and atypical symptoms, when to call 911, and what to do while waiting for help.
Pediatric Emergency Guide for Parents
Essential information every parent needs to know about childhood emergencies, from fever management to recognizing serious conditions.
Home First Aid Essentials
Build your knowledge and your first aid kit. Learn basic emergency response skills that everyone should know.
Common Questions, Expert Answers
Answered by emergency medicine professionals
Should I go to the ER for chest pain?
How long will I wait in the emergency room?
Can the ER refuse to treat me without insurance?
What should I bring to the ER?
What is the No Surprises Act and how does it protect me?
Can I negotiate my ER bill?
What is the difference between observation status and inpatient admission?
When should I call 911 instead of driving to the ER?
Medical Disclaimer
The information provided on this site is for educational purposes only and is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. If you think you may have a medical emergency, call 911 immediately.
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